Brad Garlinghouse is an American business executive, crypto commentator, and a prominent figure in the fintech industry. He is the CEO of Ripple, a company specialising in cryptocurrency solutions and transforming global payments through blockchain technology. Under Brad, Ripple introduced solutions like RippleNet, which helped facilitate faster, low-cost cross-border transactions.
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| Brad Garlinghouse Profile |
He is a robust advocate for cryptocurrency’s potential to improve financial systems. Before joining Ripple, Brad held top positions at Yahoo and AOL. Bard is a strong advocate of crypto growth, especially for XRP.
Personal Information
Leading Ripple's Revolution in Blockchain Payments
Brad shares his insights on cryptocurrencies, market trends, and crypto-centric news with the community. Let us learn more about the fintech giant in detail. Garlinghouse is known for bridging traditional finance with blockchain.
After education, he held leadership roles at tech companies like AOL and was Sr. VP at Yahoo. During his time, he focused on business strategy, innovation, and leading transformative initiatives. He learned about crypto in 2013 through industry discussions about crypto-related topics and the early rise.
Brad Garlinghouse joined Ripple in 2015 as COO. Later in 2016, he became CEO. Under Brad, Ripple has grown into a global blockchain leader. Garlinghouse leads the development of RippleNet, a network that allows real-time, low-cost cross-border payments. RippleNet is now used by various financial institutions worldwide.
He also led the launch of On-Demand Liquidity (ODL), a solution using XRP for instant settlement of international transactions. This creation from Brad also helps to bridge traditional finance and cryptocurrency.
Brad expanded Ripple by partnering with Santander and American Express. Ripple gained momentum with its steady focus on financial inclusion. He has also collaborated with many influencers, intending to expand blockchain growth and Web3 solutions.
Collaborating for Crypto Innovation
To promote crypto, Brad Garlinghouse wanted to team up with top crypto-centric leaders. He has collaborated with industry leaders like Ethereum's Vitalik Buterin and Michael Arrington, sharing parameters on blockchain’s transformative prospects.
Brad uses social media platforms to reach out to the community for financial functioning shifts. His views on cryptocurrency markets are considered precise by crypto enthusiasts and beginners.
Bringing Blockchain to the People
Brad is a firm advocate for cryptocurrency and blockchain technology. He stresses the need for clear regulatory frameworks to foster decentralised finance. His actions speak more about the blockchain's adoption. Brad engages with policymakers, industry leaders, and the wider community to promote its benefits.
In a recent interview hosted by 60minutes, Garlinghouse stated, “Are we [better] served by creating clear rules of the road and having this industry thrive here at home? Or should we push it offshore, where people are less protected?” This highlights his commitment to a supportive environment for crypto within the United States.
From Tech Leader to Crypto Visionary
Brad Garlinghouse’s journey from a tech enthusiast to a leading figure in crypto is remarkable. After earning his MBA, he worked in major tech firms like Yahoo. His crypto career began at Ripple in 2015. As CEO, he revolutionised cross-border payments through RippleNet and On-Demand Liquidity.
He became an assertive advocate for blockchain, pushing for clearer regulations and greater adoption. His leadership and strategic vision have helped Ripple secure coalitions with global banks and financial institutions. Today, he’s identified as a key person in shaping the fate of decentralised finance and blockchain technology.
Who is Brad Garlinghouse?
Brad Garlinghouse is the CEO of Ripple Labs, a blockchain technology company focused on cryptocurrency and cross-border payment solutions, known for his advocacy in crypto regulation.
What is Brad Garlinghouse’s net worth?
As of 2025, Brad Garlinghouse’s net worth is estimated at $9–10 billion, primarily from his 6.3% stake in Ripple and XRP holdings.
Who is Brad Garlinghouse’s wife?
Brad Garlinghouse is married to Kristen Elizabeth Mautner, and they reside in California with their three children.
What is Brad Garlinghouse’s career background?
Brad Garlinghouse, with a BA from the University of Kansas and an MBA from Harvard, held executive roles at Yahoo!, AOL, and Hightail before becoming Ripple’s CEO in 2016.
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